Product Documentation
How BIZA Works
In-depth technical and operational guides for every BIZA workflow—from double-entry ledger mechanics and ZATCA Phase 2 clearance to milestone billing and automated email document capture.
AI & Ingestion
AI Document Capture & Automated Email Forwarding
Automate invoice, receipt, and statement data entry via direct file upload or email forwarding to dedicated tenant addresses with human-in-the-loop review.
AI Natural Language Reporting & Executive Chat Assistant
Query operational and financial data using plain natural language: automated NL-to-SQL report generation, 90-day cash flow projections, and KPI trend analysis.
Finance & Accounting
General Ledger & Double-Entry Accounting Architecture
Core accounting engine: hierarchical Chart of Accounts, balanced journal entries, multi-currency accounting with realized/unrealized FX, and automated financial statements.
Bank Statement Reconciliation & Automated Matching
Import bank statements (CSV, OFX, CAMT, PDF) and reconcile bank feeds against ledger transactions with automated matching and fee allocation.
Fixed Assets Register & Automated Depreciation Schedules
Manage company capital assets, track serials and custodians, automate monthly depreciation journal entries, and account for asset disposals and impairments.
Contra Settlements & AP/AR Netting Adjustments
Offset open sales invoices (AR) against vendor purchase bills (AP) without cash movements when counterparties act as both customer and supplier, with automated FX handling and balanced journal posting.
Multi-Branch Management & Cost Center Analytical Accounting
Segment financial reporting across company branches, divisions, and departmental cost centers with consolidated and standalone Profit & Loss statements.
Customer Receipt Batches & Supplier Batch Disbursements
Process bulk customer wire receipts across multiple open invoices and execute supplier batch payment disbursements with automated FIFO allocation, overpayment handling, and bank reconciliation readiness.
AR/AP Aging Analysis & Dynamic Customer Statements
Manage credit risk, track overdue receivables and payables across aging brackets, and generate professional customer account statements with running ledger balances and direct payment links.
Fiscal Year Closing, Period Locking & Balance Roll-Forward
Manage monthly and annual accounting period closes, enforce immutable period locking against historical tampering, automate year-end Retained Earnings closing entries, and roll forward opening balances.
Financial Budgeting & Budget vs. Actual Variance Reporting
Establish departmental and project budgets across General Ledger accounts, monitor actual expenses in real time, and analyze budget vs. actual variances to prevent cost overruns.
Tax & Compliance (ZATCA/VAT)
ZATCA Phase 2 E-Invoicing (Fatoora) Compliance & Clearance
Technical guide to Saudi Arabia ZATCA Phase 2 e-invoicing: cryptographic stamp generation, UBL 2.1 XML structure, clearance API, and reporting workflows.
VAT Returns, Tax Period Closing & Statutory Filing Reports
Reconcile output tax against input tax: automated Saudi ZATCA VAT Return (Box 1-16) generation, UAE FTA VAT 201 reports, and fiscal tax period locking.
Projects & Field Operations
Projects, Milestone Billing & Field Expense Capture
Manage client projects, contracts, milestone billing schedules, labor timesheets, and mobile/email site expense capture mapped directly to project cost centers.
Project Change Orders & Subcontractor Cost Management
Manage project contract variations, formal change order approvals, subcontractor work orders, milestone progress certifications, retention money deductions, and back-to-back client billing.
Inventory & Procurement
Multi-Warehouse Inventory & Landed Cost Valuation
Track stock across multiple warehouses, manage transfers, automate reorder points, allocate landed costs, and maintain accurate inventory valuations.
Procurement Lifecycle: From RFQ to 3-Way Matching & Payment
End-to-end procurement workflows: Request for Quotation (RFQ), supplier quote comparisons, Purchase Orders, Goods Receipts, and 3-way invoice matching.
Landed Cost Adjustments & Inventory Capitalization
Capitalize international freight, customs clearance, tariffs, and shipping insurance into inventory asset values and Cost of Goods Sold (COGS) with multi-criteria apportionment.
Sales & Invoicing
Sales Lifecycle: Quotations, Sales Orders, Delivery Notes & Invoices
Manage the commercial sales cycle: customer quotations, sales order commitments, delivery notes with stock decrement, and tax invoice generation.
WhatsApp Business Integration & Customer CRM
Unify customer communication with ERP records: send tax invoices and payment reminders via WhatsApp, manage customer leads, and convert chats into sales quotes.
Point of Sale (POS) & Retail Storefront Checkout
High-speed retail point-of-sale: barcode scanning, offline register caching, cash/card split tenders, daily Z-reports, and instant simplified tax invoices.
Recurring Invoices & Subscription Billing Automation
Automate contract billing schedules: recurring monthly retainers, annual software licenses, rental billing intervals, and automated draft invoice generation.
Credit Notes, Debit Notes & Tax Invoice Adjustments
Handle sales returns, billing adjustments, and supplier refunds with legally compliant credit notes and debit notes cryptographically linked to original invoices.